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A trial is currently ongoing and, if successful, it could roll out across the country.Over at Mastercard, the company has just released a card that has a small LCD screen which displays a one-time code which the customer can use to make an online purchase.

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Some are very much needed, and some are probably not going to make it.’ Magnetic strips contact just 70 bytes of memory.

By comparison, a CD can hold 800MB, or enough information for storing 12million credit cards.

Todd Ablowitz, president of Denver-based Double Diamond Group, a consulting firm that focuses on payments strategy technologies and products told creditcards.com: ‘Although mobile payments is the future, you're not going to move all that overnight to magical phones.